| |
-
Conventional Jumbo Loan
When you need a home mortgage in excess of the conforming limit.
These mortgages must conform to either Freddie Mac or Fannie Mae guidelines.
- Lot Loan
A lot mortgage is ideal if you're looking to finance or purchase
an individual residential lot on which to build a home.
- Construction Loan
Consider a construction mortgage when you need short-term financing
to construct a new home or remodel your existing home.
- Construction/Permanent Loan
Secure new home construction financing that converts to a permanent
loan at the completion of construction.
- Non-owner Occupied Mortgage
This loan is for purchasing property solely as an investment with
the intent of generating rental income, tax benefits and profitable
resale.
- No-income Verification Loan
A strong asset position will exempt you from income verification
requirements.
- No-income AND/OR No-Asset Verification
Hassle-free loan processing is offered if you have an extremely
strong asset position.
- 100% Financing
You may be eligible to purchase your home without any down payment.
- Farmers Home Credit
A loan that provides 100% financing in designated areas of development
for rural properties.
Loan Terms - 10, 15, 20, 25, 30
years
- Various Fixed-Rate-and-Term Loans
Spread your payments out or select a shorter term. It's up to you.
The fixed-rate, fixed-term mortgages come in terms to suit your individual
needs.
- Buy Downs
With this financing option, you can pay additional points up front
in order to permanently or temporarily lower your mortgage interest
rate.
- Adjustable Rate Programs (ARM)
Adjustable programs offer you a fixed rate for a limited period
of time, after which you may receive rate adjustments at regular intervals.
- COFI arms
This adjustable interest mortgage program is based on the Cost Of
Funds Index (COFI).
|
